TD Bank offers the full suite of borrowing tools, investments, and banking products for institutional clients, small and large businesses, and individual customers. From LOCs, mortgages, and TD credit cards to certificates of deposit, IRAs, and money market accounts, there are standard and custom products for customers with different requirements and credit profiles.
Personal Credit Cards
Toronto-Dominion offers consumer cards with airmiles and rewards, cash rebates, and free additional cards. Customers redeem their points and miles for statement credits, travel, gift cards, and merchandise. Points can be redeemed for accessories and unique experiences such as private tennis lessons, culinary tours, private cooking lessons, skydiving, flying a helicopter, and hot air balloon rides. Points can be exchanged for electronics, house and home accessories, sports and leisure, and more. Participating retailers feature electronics such as TVs, readers and tablets, computers and computer accessories, cam recorders and cameras, and other products. Points can be exchanged for power chargers, GPS, games, and household items such as outdoor accessories, hair care, cleaning supplies, car accessories, and tools and appliances. In addition, customers can exchange points for travel experiences such as free nights, cruise discounts, and resort credits and top destinations such as Aruba, Punta Cana, and Cancun. Consumer credit cards also go with free supplementary cards, credit limits of $500 to $5,000, zero intro APR, welcome bonuses, and other extras. In addition to flexible redemption options, customers benefit from annual fee waivers, no annual fees, and low APR based on credit rating. TD cards also feature premium Visa benefits such as access to signature events, complimentary wine tastings, and free nights at top destinations such as Las Vegas, New York, and Hollywood. Customers are offered convenient travel arrangements, including private jets and car rentals. Cardholders also enjoy access to hard-to-get tickets and special events, season tickets, food and beverage credits, and other perks. The bank offers other specialty cards as well, including low interest rate, cashback, and airmiles cards that earn points on grocery shopping, gas, and other purchases. Customers can choose by income and special features, and there are cards for different credit profiles. Those who are new to Canada or have less-than-perfect credit are offered secured cards. TD Bank also features U.S. dollar cards with low annual fees, discounts on car rentals, purchases in U.S. dollars, and comprehensive coverage.
Business Credit Cards
TD Bank also features a suite of borrowing solutions for business customers, including savings and checking accounts, lines of credit, merchant services, CDs, and gift cards and credit cards. Business cards feature benefits such as no redemption fees, competitive rates, attractive rewards, and cash statement credit. Business customers are offered premium rewards such as car rentals, accommodation, and airfare. Participating retailers offer hundreds of rewards, from electronics and office supplies to equipment such as printers, safes, trimmers, shredders, and others.
Other Products
TD Bank also offers international services, government banking, lines of credit, and other banking solutions designed for commercial and institutional clients.